September 10, 2009

To Downsize or Not to Downsize

Mike and I are thinking of taking our relationship to the next level. We may become a one car family. At least we're pretty sure we want to be one. I already exist like we have one car. I walk, take the bus, ride my bike, ride with friends and we coordinate who takes my car. His car is a pain in the ass. He drives it far more than I drive mine and he bought it with many miles already on it therefore it costs so much to maintain. I feel like if we eliminate one car with maintenance and payments then we can focus our money on keeping my PAID OFF car in tip top shape and save up for another car should we find that we need one.

Though I am super enthusiastic about this endeavor I do have some hang-ups. Though his car in annoying it's also almost paid off like my PAID OFF car. If anything happened to my car we'd have another paid-off car to move over to and keep care of. Another reason I'm hesitant is because what if I have a professional opportunity that requires a commute? I don't want not having a car or the financial means to buy another the reason I can't professionally advance. (Not like it's been a problem since I moved to Albany. There's not much to advance to.) I also don't want to fight over who gets the car.

There is a long list of pros and cons. I know we're going to make the best decision for ourselves financially and personally. I just wish I could get rid of my hang-ups and take the plunge. People have done it before. With kids. Surely we can do it the two of us... Let's find out! Or not. Ugh.

5 comments:

Carrie said...

It's a big decision... no doubt... but, I know that you two will really pour over all the pros and cons and make an incredibly informed decision.

tania said...

We've done it for the last 6 years and we rarely have a problem. It's not for everyone but I think you and Mike could make it work. Good luck!

The Common Daisy said...

We recently became a one car house. But our biggest problem was my man's emotional attachment to his 89 toyota (it was bought new by his parents). But honestly the decision for us was easy. We don't drive, go through a tank of gas every 2-3 months and he was paying $60 in parking basically to store his car. I'm no help... Good luck!

EmilyAlexandra said...

I agree with Carrie, the best is do the Pro's and Con's and see what really can work for you two. It would be slightly easier if Mike did work closer if you did decide to have one car, therefore making last minute situations easier, but seeing that work downtown, and with plenty of ways of getting around including friends, it can easily work for you two. Again,it's a situation needed to be dealt with much thought but I think if anyone can pull off taking on having one car, you two can.

Teresa said...

we did it! Of course, we live in an area with significantly better public transport..... but I don't feel any different having only 1 car. I just wish we used it less.